Home Care: Questions to Ask in Cleveland, Ohio

Home care agencies provide services that range from home support such as cleaning, cooking and running errands to help with transportation to MD appointments and more.

 

To receive quality assistance, it’s important to know what questions to ask so that you hire the home care agency that’s right for you.

 

To help you sort through your options, ask questions to help you evaluate the services. There are several facets to home care, and asking the right questions up front can help you choose the best agency for your needs.

 

Agency qualifications

• How long has the agency been in business?

• Is the agency evaluated and accredited by a governing agency such as The Joint Commission’s Home Care Accreditation Program?

• Is the agency licensed by the state? Most states — but not all — require agencies to be licensed and reviewed regularly. These reviews may be available upon request and can be valuable for gauging the quality of an agency. To obtain a report, contact your state health department.

• Can the agency provide references? Ask for a list of doctors, hospital discharge planners and former clients who have experience with the agency.

• How does the agency protect client confidentiality?

• What are the credentials of the providers?

Please visit us at www.championhealthsolution.com.

5 Great Ways to Pay for Home Care in Cleveland Ohio

5 Great Ways to Pay for Home Care in Cleveland Ohio

By Shawna Reese, Champion Home Health Solution

1.    Privately paying for long-term care means paying for care out of your own income, investments, savings and assets.

2.    Long-term care insurance will pay for in-home care, assisted living, and nursing home care. This is the most appropriate and needed form of insurance protection available to us today. Long-term care insurance should be termed “lifestyle” insurance (it’s NOT nursing home insurance!). If your vision of your later years includes sitting at home in your own recliner, with your own remote control, watching your own TV….well, you should be planning for that future with long-term care insurance.

3.    Reverse mortgages (Home Equity Conversion Mortgages) have become one of the most popular and accepted way of paying for many different expenses, including the cost of long-term care. Reverse mortgages are designed to keep seniors at home longer. A reverse mortgage can pay for in-home care, home repair, home modification, and any other need a senior may have.

4.    Government assistance should be a last resort when considering how to pay for long-term care. This type of assistance refers to relying on the Medicaid system. Medicaid will pay for long-term care for seniors who cannot afford to pay for care themselves. Keep in mind that Medicaid is an under-funded and over-burdened system, therefore Medicaid resources are limited. This means that in many areas Medicaid beds in nursing homes are difficult to find. Families may end up driving long distances to visit their loved ones. Traditionally, Medicaid resources for in-home care are extremely limited, which means most seniors who apply for Medicaid end up in a nursing home type setting. The Deficit Reduction Act 2005 makes qualifying for Medicaid even more difficult for most families. Planning ahead is really the only viable option for families today.

5.    VA Aid and Attendance Pension Benefit: The Veterans Administration has established a pension program whereby your purchase of personal care and attendant home services may be paid for through your acquired pension. If you are a Veteran or the surviving spouse of a Veteran who has served at least 90 days or more on active duty with one day beginning or ending during a period of war, and you are in need of assistance at HOME due to your disabilities, you may be eligible for VA’s non-service connected disability pension.

 

 

Welcome to our new home care blog for Bedford, Ohio!

We are so excited to introduce our new blog along with many other informational options we have for caregivers and seniors. Join us!

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When seniors or others need long or short-term assistance with their daily living needs, home is the most comfortable and convenient place to receive care.

We provide non-medical companion/homemaker services to seniors, those recovering from surgery, new and expectant mothers, and others. Options include 24 hour live-in care or hourly care.

Our experienced, compassionate and dependable caregivers provide our clients with loving care and assistance to help make their lives easier and to retain their independence, while providing their families with the peace of mind that their loved ones are safe. All of our caregivers are carefully screened, bonded and insured so you can trust you are getting the best possible assistance. If needed, our agency also provides services to individuals who may reside in an assisted living facility or nursing home.

Call 216-916-0928 today for a free, confidential, in-home assessment.